🛡️ Licensed in 49 States

Retirement Growth Calculator

See how a Fixed Index Annuity protects your money from market crashes while still capturing growth. Stop gambling with your retirement.

🛡️ Zero Market Loss
📈 Tax-Deferred Growth
💰 Guaranteed Income
🔒 Principal Protection
Your Information
Most people retire between 62-67. The longer you wait, the more you accumulate.
$
Include all retirement accounts — 401(k), IRA, savings, CDs, etc.
$
We recommend saving at least 15% of your income.
%
S&P 500 averages ~10%, but includes years of -30% to -50% crashes.
%
🔒 Locked at 100% — you capture the full market gain with ZERO downside.
Your FIA Retirement Value
$0
In 20 years, with zero risk of loss
🛡️
Fixed Index Annuity
$0
Worst year: $0 loss
PROTECTED
🎰
Market Direct
$0
Worst year: -$0
AT RISK
🛡️
$0
Protected From Crashes
📈
0%
Avg Annual Growth
💰
$0
Monthly Income at 65
📊 Growth Projection: FIA vs Market
Watch your protected FIA pull ahead — every crash the market takes, you keep climbing.
Fixed Index Annuity Market (with crashes)
Year-By-Year Breakdown
YearAgeFIA ValueMarket ValueFIA Advantage
What If You...
💪
Added $500/mo More
An extra $500/month invested in your FIA could mean...
$0
additional retirement value
⏰
Waited 5 More Years
Delaying retirement to 70 with your FIA gives you...
$0
total retirement value
🏦
Rolled Over Your 401(k)
Moving $250K from your 401(k) into an FIA today...
$0
protected & growing
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Why a Fixed Index Annuity?

Your retirement is too important to leave to chance. A Fixed Index Annuity gives you the best of both worlds:

  • Capture market gains when the index goes up
  • Zero loss when the market crashes — your floor is 0%
  • Tax-deferred growth — no taxes until withdrawal
  • Guaranteed lifetime income riders available
  • No market anxiety — sleep well at night
  • Bypass probate — goes directly to beneficiaries

Ready to Protect Your Retirement?

Speak with an Atlantis Insurance specialist. No pressure, no obligation — just a real conversation about your future.

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This calculator is for illustrative purposes only and does not guarantee future performance. Fixed Index Annuities are insurance products, not securities. Returns are based on hypothetical market scenarios using historical S&P 500 data patterns. Actual participation rates, caps, and spreads vary by carrier and product. Past performance does not guarantee future results. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Consult with a licensed insurance professional before making any financial decisions.